Terms & Conditions

Kaplan Financial Limited (formerly FTC Kaplan Limited)

Last Revised: October 2014

Welcome to the Kaplan Financial Limited (“Kaplan Financial Site”). Kaplan Financial Limited (“Kaplan Financial”) is part of the Kaplan family of educational companies. Please read this User Agreement carefully, because by visiting or using the Kaplan Financial Site, you agree to be legally bound by and comply with its terms. If you do not agree to comply with this User Agreement, you are not authorised to use the Kaplan Financial Site. This User Agreement, including its Privacy Policy, applies only to the Kaplan Financial Site, and not to the Web sites of other Kaplan International companies.

We may revise this User Agreement from time to time, so please check this Web page each time you visit the Kaplan Financial Site. If you continue to use the Kaplan Financial Site after we post the change, this means you have agreed to the new terms.

Privacy Policy

Please review our Privacy Policy, which is a part of this User Agreement and describes how Kaplan Financial handles any personal data collected from visitors to this Kaplan Financial Site. You can tell us your preferences of how we contact you by updating your details in our Preference Centre.


Copyright in this Kaplan Financial Site and all materials included in it is owned by or licensed to Kaplan Financial, and all rights are reserved. You must abide by all copyright notices and restrictions contained on the Kaplan Financial Site.

You may not copy, distribute, enter into a database, display, perform, create derivative works of, transmit, or otherwise use any materials from the Kaplan Financial Site (including computer programmes or other codes) (“Site Materials”), except that you may download the Site Materials only for personal, non-commercial use, and only if you do not alter the text or remove any trademark, copyright, or other notice displayed on the Site Materials.


KAPLAN FINANCIAL , the Kaplan Financial Logo, and any other trademarks on the Kaplan Financial Site are trademarks owned by Kaplan Financial or other Kaplan companies (collectively, “Kaplan Financial Trademarks”). You may not use the Kaplan Financial Trademarks in connection with any product or service that does not belong to us, or in any manner that is likely to cause confusion among users about whether we are the source, sponsor, or endorser of the product or service, nor in any manner that disparages or discredits us.

Links, Frames, and Metatags

You may link to the home page of the Kaplan Financial Site as long as the link does not cast us in a false or misleading light. Please let us know if you link to the Kaplan Financial Site by contacting us at privacy@kaplan.co.uk.

You may not frame the content of the Kaplan Financial Site. You may not use metatags or any other “hidden text” that incorporates the Kaplan Financial Trademarks or our name without our express written consent.

Links to Other Web Sites

This Kaplan Financial Site may contain links to other Web sites, including the sites for other Kaplan family companies. This User Agreement and the Privacy Policy do not apply to these other Web sites. Be sure to read the user agreements and privacy policies that govern your use of these other Web sites.

Disclaimer and Limitation of Liability

While we endeavour to ensure that the information on the Kaplan Financial Site is correct, we do not warrant the accuracy and completeness of the material on the Kaplan Financial Site. We may make changes to the material on the Kaplan Financial Site or to the products and prices described in it, at any time without notice, although we will provide notice of substantive changes to the Kaplan Financial Site Privacy Policy. The material on the Kaplan Financial Site is provided “as is,” without any conditions, warranties, or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with the Kaplan Financial Site on the basis that we exclude all representations, warranties, conditions, and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for this legal notice might have effect in relation to the Kaplan Financial Site.

We and any of our group companies, and the officers, directors, employees, shareholders, or agents of any kind, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Kaplan Financial Site in any way or in connection with the use, inability to use or the results of use of the Kaplan Financial Site, any Web sites linked to the Kaplan Financial Site, or the material on such Web sites, including, but not limited to, loss or damage due to viruses that may infect your computer equipment, software, data, or other property on account of your access to, use of, or browsing the Kaplan Financial Site or your downloading of any material from the Kaplan Financial Site or any Web sites linked to the Kaplan Financial Site. If your use of the material on the Kaplan Financial Site results in the need for servicing, repair, or correction of equipment, software, or data, you assume all costs thereof.

Nothing in this legal notice shall exclude or limit our liability for: (a) death or personal injury caused by negligence (as such term is defined by the Unfair Contract Terms Act 1977); or (b) fraud; or (c) misrepresentation as to a fundamental matter; or (d) any liability that cannot be excluded or limited under applicable law.

Governing Law

This User Agreement is governed by the laws of the England and Wales. You agree to submit to the exclusive jurisdiction of the English courts and waive any objection to such forum.


We reserve the right to suspend the Kaplan Financial Site or terminate this User Agreement at any time without notice for any reason, including, in the case of the User Agreement, for your violation of any of its provisions. The Disclaimer and Limitation of Liability and Governing Law sections of this User Agreement shall survive any such termination.

Kaplan Financial Limited
Registered Number: 01028790
Registered Office:
100 Cannon Street, London, EC4N 6EU